What amount of CD activities is needed in order to get an Outstanding Rating?
What types of commercial loan documents are commonly “imaged”?
Does a HELOC have to have a repayment period?
A PMI disclosure is not required for a second home. However, our secondary market guidelines state that a disclosure is to be given with a loan which has PMI. It doesn't state whether it is a first or second home. Our LOS will not produce a disclosure, stating that it is a second home. How would the customer know when they can cancel the PMI if they are not given a notice?
Is it possible for a small bank to receive an Outstanding rating?
Our account agreement states that the balance to which the finance charge is applied is determined using the daily balance method. Our core system calculates the balance suing the average daily balance method. Which one is correct?
A father and daughter are purchasing 1-4 single-family residence for investment property. What is the appropriate way to complete a Designation of Homestead and Affidavit of Non-Homestead for the daughter that rents her current residence?
What is the status of the CRA revisions?
What are the responsibilities of a lead bank in a loan participation?
We receive applications for our home equity lines of credit through our web site. Is it OK to mail the brochure and disclosure after receipt of the completed application?