Most Popular Lending Content
"Active Duty" 6% Interest Rate Protection
12/10/2012
If an individual enlists into the military and has an existing loan with a financial institution is he/she protected by the interest rate of 6%? It is confusing when the word active duty is used rather than called to active duty when explaining the 6% interest rate.
List of Fees Included in APR Calculation Oct. 2006
12/10/2012
I am searching for a list of fees that were to be included in APR calculation in Oct. 2006.
Regulation O Director Pledging Bank Stock
12/10/2012
I have a director who has asked the question as to whether there are currently any Regulation O prohibitions for the director to pledge bank stock that he personally owns for collateral on a personal loan here at our bank. He is a previous bank president and currently our chairman of the board and he thought previously that it was prohibited for a director to pledge bank stock for a loan. Can you please advise on this issue. I have looked over the Regulation O files that I have and I did not see anything to this effect but wanted to seek professional advice before I made a decision.
State Regs for RE Taxes on Commercial Loans
12/10/2012
We are beginning to escrow more RE Taxes on commercial loans. Where do I go for state regulations?
Title Insurance Fees & No List of Providers on GFE
12/10/2012
If no list of providers was provided with the GFE, do the fees that were charged for the Lender and Owner Title Insurance have to be included on the 10% tolerance table on the HUD?