Most Popular Lending Content
Use Escrow Balance for Forced Place Insurance?
11/12/2012
If for some reason a person has escrow set up for flood or homeowners insurance and it is cancelled or they cancel it, can that escrow balance be used for forced place insurance?
Owner Occupied Refi Loan Declined Debt/Income
11/12/2012
An owner occupied RE Refi loan was declined due to debt/income. He now has his son, who does not reside in the home, as a co-borrower. Do I need to redisclose to both or are the original disclosures sufficient?
Rate Spread Applicable on Purchased Loans?
11/12/2012
Is Rate Spread applicable on Purchased loans?
Birth Date Required to Pull Credit Report?
11/12/2012
Is the birth date of the applicant required to pull a credit report?
Transfer Assignment of Leases/Rents to New Bank
11/12/2012
How does a bank that has been sold transfer the Assignment of Leases and Rents to the new bank?