Most Popular Lending Content
RESPA 1300/1310 on HUD? Charges That Can Change?
12/03/2012
Does RESPA require any charges in section line item 1300 -1310 to show on page 3 of the HUD as well? If the answer is yes, should it be under CHARGES THAT CAN CHANGE? I have noticed that some title co. do and some do not.
Reg O $100,000 Limit for Executive Officers
12/03/2012
We have a loan request from a limited partnership that is owned by an executive officer's wife and her family. Is this loan subject to the Regulation O $100,000 limit for Executive Officers?
Day-to-Day with Dodd-Frank
12/03/2012
How does Dodd-Frank affect appraisal operations?
Reg O Section 215.20-215.23 Removed?
12/03/2012
I have a Reg O question. This website lists Sections 215.1-215.12, but the Federal Reserve website lists a 215.13 and 215.20-215.23. Which is correct? Were 215.20-215.23 removed?
Paying Closing Out of Pocket-Disclose on TIL?
12/03/2012
When making a 1-4 family residential loan, if the customer is paying the closing costs out of pocket, is it necessary to disclose this on the the TIL and show the APR percentage as a higher figure than the note rate due to the prepaid finance charges?