Most Popular Lending Content
HMDA Is Covered Under What Federal Regulation?
04/22/2013
HMDA is covered under what Federal Regulation?
Credit Report Fees and Fair Lending Considerations
04/22/2013
We would like to start charging for credit report fees at our financial institution. Are there any fair lending considerations that we should be aware of (especially where pulling joint credit bureau reports is concerned)?
Refi Residential Dwelling for Corp Offices-HMDA?
04/22/2013
XYZ Corp is requesting to refinance a residential dwelling. The corp owns the property and is using it as their offices. No person lives in it. Is this refi HMDA?
Home Attached to Condo/Duplex-Home Equity?
04/22/2013
Can a home that is attached to a condo and a duplex be pledged as a home equity request?
CIP Collection for Mortgage Loan Joint App
04/22/2013
Mortgage loan application, joint applicants are husband and wife. The wife is the Attorney In Fact for husband and both own the real estate. Who should CIP data be collected on? Attorney in Fact?, both?