How long does a company have to file an affidavit of forgery for an altered check? The payee was chemically washed and altered 2 years ago. The original check was just recently located. Has the time limit for filing a claim expired?
How long do we have to return an altered item?What is the timeframe period for returning a check for "altered payee". The altered payee was supposedly chemically washed because we cannot visually see any evidence of alteration. I understand that the timeframe is different from returning a check for "altered amount".
We discovered some thirty days after payment that we honored an altered cashiers check. The check waspurchased and mailed, as a payment, to Chase and somewhere along the way Chase was removed as payee and a an individual name was entered on the face of the check (and it was a good job of alteration!). The individual got the item negotiated and now, because Chase asked the remitter why their payment was late, the remitter asked us about the check and we discovered we paid the altered cashiers check. Options??