One of our consumer customers overdrew her account and we returned the check unpaid. The payee converted it to a re-presented check (RCK) ACH entry that we paid. Our customer claims the ACH entry wasn’t authorized. Should we handle her claim as a Regulation E error claim?
Do you put your bank’s general ledger account number on a CTR?
What are the impacts of fair lending violations?
Who are the consumers the Payday Loan rule is designed to protect?
For a home improvement loan, is the Purpose = Home Equity?