What required signage for employees needs be provided electronically?
Our depositor stopped payment on a check. We returned the check unpaid the next day. Two weeks later, her account was debited by an ACH item with the serial number and dollar amount of the stopped check. Our customer called to complain two weeks after that, when she got her statement. Is she entitled to a refund for the payment?
Can we still de-risk?
Does my bank still need to send a large item return notice to the depositary bank?
Which bank takes the loss if a check is deposited more than once by using mobile deposits?
If we are required to provide to the depositary bank information about a large check we are returning, can we do so electronically?
Can local banks still exchange paper checks drawn on one another?
What is your opinion of offering a checking account that offers add-on third party benefits as a feature of the account? Customers are only able to obtain the add-on services if they buy the account and pay the service charge disclosed for this product.
Is there an incentive for a depositary bank to accept returned checks electronically?
If a consumer purchased tires and later claimed they were defective and they filed a Reg E claim, but refused to go back to the merchant, can we deny his claim?