What does the new CRA signage comprise of, and where can I find a sample?
What determines how our regulatory agency will define whether we are a small, intermediate small, or large bank for CRA purposes?
What are the differences in performance standards between a “small” bank and an “intermediate small” bank?
If a bank targets a high net worth geographical are for a marketing campaign, are they up against any regs? Can someone define "Greenlining" please?
We have several loan production offices. They don't have cash drawers, are not listed as branches, and they don't service the deposit customer walking in off the street. Do we need signage such as the FDIC stickers? What if a courier for the bank picks up some proof work where only our employees make deposits instead of running to a branch?
We are considering gearing ads toward the Spanish speaking community. What are some compliance issues about which we need to watch?
We have always printed each of our branch addresses, telephone numbers and ATM locations on our brochures. With growth, and more content in our brochures, this is more difficult to do without adding more panels dedicated to this. It is costly. What requires us to do this?
Employees want to raffle off a savings bond, gold coins, etc. as a way to raise money for the local childrens' hospital. We think this is good for us and the community, and may even be good for CRA. My compliance sense tells me this may be a problem.
We want to advertise our financial strength and that we don't have subprime loans. Is this acceptable and what should we avoid?
I am an auditor of a bank and did the branch audit yesterday. What are the requirements under CRA for the notice to be posted in a branch of a bank which is OTS regulated? I have a copy of the notice and want to make sure that it complies with the Reg.