10/29/2012
Can a bank be at risk for a UDAAP violation by offering an overdraft opt-in program?
10/29/2012
Why should fees on fee schedules, in Truth-in-Savings disclosures and on consumer periodic statements all be consistently disclosed?
09/17/2012
Is a commercial line of credit which is being used to purchase and rehab a residential dwelling HMDA reportable when a draw is made?
09/17/2012
I have a question about Verification of Employment/Deposit fees. We have a few employers who charge a fee for this verification. Where should the fees be listed on the GFE?
09/17/2012
Can deposits into savings accounts be held longer than deposits into checking accounts?
09/03/2012
We need to extend an expiration date on a rate lock, and we will be charged a fee by our investor to do so. We are electing to not pass this charge along to our borrower. Do I need to re-disclose my GFE to include the extension fee?
09/03/2012
A customer submits an unauthorized transfer claim under Regulation E, but the financial institution requests additional information to proceed. The customer fails to provide the additional information within the 10 business days. Is the financial institution obligated to provide provisional credit?
09/03/2012
Corporations now can have interest bearing checking accounts but not NOW accounts. What is the difference?
09/03/2012
Is Vendor's Single-Interest insurance (VSI) considered a finance charge?
09/03/2012
If a borrower pays off a loan and has a credit balance of $3 but does not have a deposit account with the bank, must we refund the $3?