If we obtain consumer reports on our existing customers for purposes of reviewing their status, can we then send some of those customers a solicitation for an increase in their credit line?
Does the FCRA requirement to obtain permission for consumer reports apply to independent contractors or only employees?
Has the CFPB or the other regulatory agencies taken any action as a result of the COVID-19 pandemic to temporarily suspend or alleviate the FCRA regulatory burden that would affect how financial institutions obtain consumer reports from consumer reporting agencies?
Our consumer loan application includes an authorization allowing us to obtain a credit report as a condition of applying for credit. Is that acceptable consumer consent for permissible purpose under FCRA?
Do I need an attorney for every bankruptcy.
What types of bankruptcy tracking reports should we prepare?
What should we do when we receive a bankruptcy notice?
What do people outside of Collections need to know about bankruptcy?
What are the most common violations the automatic stay and how can we prevent them?
What are current CFPB Regulatory Initiatives?