What are current CFPB Regulatory Initiatives?
Examiners keep saying to assist our customers. We recognize the immediate need and want to help. It’s obvious we can help, and the rules are relaxed now, so what can’t we do?
The CFPB recently released new guidance on reporting natural disasters and loans in forbearance. Where can we find this information?
We mailed the borrower’s Loan Estimate and they emailed us that it was received, and they want to proceed with the loan. Can we act on this emailed notice?
On an ag/commercial loan, if there are two borrowers, do both need to sign an extension agreement or can just one of them sign and extend a loan?
Based on the CFPB's latest semiannual report, what are examples of topics of critical importance to the Bureau right now?
What role does the CFPB play in regulating the debt collection industry?
Do we need a signed acknowledgment on the Notice to Borrower for a loan secured by improved property in a flood hazard area?
The Flood Disaster Protection Act applies to mobile homes if they are "attached" to real estate - that is, anchored to a permanent foundation and secured sufficiently to "?resist flotation, collaps