Any consensus on how other banks may be handling HSA excess contributions due to the recently lowered HSA Family Contribution limit being lowered?
Can a nonspouse beneficiary wait until they are age 70.5 before starting distributions from an Inherited IRA?
Do SEP IRAs have to be opened in the trust department of the bank?
Is Roth interest always tax-free after age 59.5?
Is it best for a spouse beneficiary to treat it as an Inherited IRA like nonspouse beneficiaries?
Do you have to wait 5 years to take any money out of a Roth IRA?
Do we have to code higher education, medical and first time homebuyer exceptions distributions prior to age 59.5 as a “premature-exception applies”
If an IRA accountholder took an IRA distribution this year and rolled only part of it back in, can they still roll the rest of it back in as long as they do it within the same 60 days?
Did they eliminate all income limits associated with Roth contributions?
If an IRA customer hand-carries a check from another bank made payable to our bank and we know it is coming from their IRA over there, do we have to code it as a “rollover” because they have it in their hand?