Can either owner of a joint checking account add a third person on their own authority alone?
I cannot find the answer to this question anywhere - Joint standard DDA, safe deposit box or SAV account; when the bank has knowledge that one of the account holders has died, are we in violation if we do not change the title/ownership on the account? Widow would like to leave her husband on the account (he is primary)?
When dealing strictly with spousal accounts, is there any difference between Joint as tenants by the entirety or joint with survivorship?
Can a joint account have a POD?
Joint tenancy - deposit account: What are the requirements for a valid joint tenancy? Can a baby be a joint tenant with his parents?
I need to know what law pertains to placing a US citizen first as an account holder for 1099 purposes when they have a jointly held account with a non-resident alien who does not have a tax identification number? Can someone point me in the direction of any law that states this?
We have a husband and wife who want to open a checking account. They would like to make it payable on death to a revocable trust in their names. Is this possible?
We have a customer that passed away in April, but we have checks dated March, the month before. Can we deposits those checks into a joint account instead of opening an Estate Account?
Mr. and Mrs. Smith are joint owners on their checking account. Mr. Smith goes to Branch A at 9:00am and withdraws $7K. Mrs. Smith goes to Branch B at 2:00 and withdraws $7K. Do we file a CTR? We do not have specific knowledge of either spouse benefiting for the other spouse's withdrawal.
In a recent CTR training I attended the instructor said that if a deposit of over $10,000 cash is made to a joint account, you must fill out Part 1 on the person making the deposit and also on each of the joint account owners. None of the bankers I have spoken with have ever heard that this was required.