07/01/2018
Can either owner of a joint checking account add a third person on their own authority alone?
09/24/2017
I cannot find the answer to this question anywhere - Joint standard DDA, safe deposit box or SAV account; when the bank has knowledge that one of the account holders has died, are we in violation if we do not change the title/ownership on the account? Widow would like to leave her husband on the account (he is primary)?
06/18/2017
When dealing strictly with spousal accounts, is there any difference between Joint as tenants by the entirety or joint with survivorship?
03/12/2017
Can a joint account have a POD?
02/26/2017
Joint tenancy - deposit account: What are the requirements for a valid joint tenancy? Can a baby be a joint tenant with his parents?
01/29/2017
I need to know what law pertains to placing a US citizen first as an account holder for 1099 purposes when they have a jointly held account with a non-resident alien who does not have a tax identification number? Can someone point me in the direction of any law that states this?
11/06/2016
We have a husband and wife who want to open a checking account. They would like to make it payable on death to a revocable trust in their names. Is this possible?
07/19/2015
We have a customer that passed away in April, but we have checks dated March, the month before. Can we deposits those checks into a joint account instead of opening an Estate Account?
07/05/2015
Mr. and Mrs. Smith are joint owners on their checking account. Mr. Smith goes to Branch A at 9:00am and withdraws $7K. Mrs. Smith goes to Branch B at 2:00 and withdraws $7K. Do we file a CTR? We do not have specific knowledge of either spouse benefiting for the other spouse's withdrawal.
04/27/2015
In a recent CTR training I attended the instructor said that if a deposit of over $10,000 cash is made to a joint account, you must fill out Part 1 on the person making the deposit and also on each of the joint account owners. None of the bankers I have spoken with have ever heard that this was required.
