Is the CFPB expected to take any UDAAP actions this year?
Are government benefits payments subject to all of the rules in the ACH Rules Book?
If the trust is using the SSN of the grantor, and the grantor dies, how soon after death must the trustee obtain an EIN for the trust?
What should we do when we receive an ACH credit, but the name and account number in the record don’t match the account titling or ownership?
What actions has Congress recently taken that impact the CFPB?
If there is more than one grantor/trustee, as in a joint trust, upon the death of the grantor whose SSN was used, can the SSN of the surviving grantor then be used?
How can banks create a dialogue with their customers via Facebook or other social media without being drawn into situations where a customer or the banker might make a social media mistake (e.g., posting an account number online)?
If the trust has two grantors (husband and wife) and one of the grantors dies, is the trust still revocable until the second grantor dies?
Can a bank be liable for encouraging employees to solicit responses to a contest benefitting a local charity with links posted on their personal Facebook pages?
Do you have to display "Member FDIC" on Facebook posts if you are simply saying "Check out this new checking product" and provide readers with a link that takes them to a page with full disclosures?