Latest Operations - Lending Topics

Avoid UDAAP in advertising

04/18/2021

What is your opinion of offering a checking account that offers add-on third party benefits as a feature of the account? Customers are only able to obtain the add-on services if they buy the account and pay the service charge disclosed for this product.

UDAAP, Cons., CML, All the Above

04/04/2021

Does UDAAP apply to just consumers, or all customers?

Risk and Reward on Court Ordered Accounts

03/21/2021

Do we have to open court ordered accounts?

Trusts and POAs? Yes or No?

03/21/2021

Do we take a POA on a living trust?

POAs dos and donts

03/14/2021

What are we looking for when we look at a POA?

Fiduciaries should not act to benefit themselves

03/07/2021

Can a fiduciary use an account for their own purposes?

How to lose money on guardianships

02/28/2021

What should we look for in guardianship paperwork?

Deposit Agreements that Enhance Reg E

02/21/2021

We had a problem with debit card claims so we modified our deposit agreement. If they don’t cooperate in the claim process, we can deny it. Problem solved!

Do we have to take a POA?

02/21/2021

Can you refuse a power of attorney?

Beneficial ownership certification on organizations?

02/14/2021

Do we get a beneficial ownership form on a nonprofit organization?