The loan estimate must be delivered or placed in the mail not later than the third business day (general rule) after receipt of the consumer's application. As long as you can document that the email was sent not later than the third business day you will be fine.
A merchant refunded a customer after we closed our investigation. Are we out the money?
Do you put your bank’s general ledger account number on a CTR?
Since MasterCard’s Zero Liability covers ATM withdrawals and PIN transactions. It is even worth investigating Reg E claims since we are always on the hook?
If a customer places an order online, but never receives their merchandise, do we have to investigate?