02/21/2021
We had a problem with debit card claims so we modified our deposit agreement. If they don’t cooperate in the claim process, we can deny it. Problem solved!
01/10/2021
We want to offer an option to all escrowed borrowers to lump sum pay any deficiency or shortage. Since it’s optional, it should be OK. Do you agree?
01/03/2021
We mailed the borrower’s Loan Estimate and they emailed us that it was received, and they want to proceed with the loan. Can we act on this emailed notice?
12/27/2020
We are not examined by the CFPB. Should we be worried about Section 8 violations?
12/27/2020
When and to whom must HUD’s SCRA mortgage notice be sent? We prefer to wait for the 45 day notice we already send.
12/20/2020
My compliance officer says we have an affiliated business arrangement with a title insurance company that is 20% owned by our holding company. I thought the rules kicked in with 25% ownership. Who’s right?
12/20/2020
When will the Q&A on private flood policies be released?
12/13/2020
We have been informed that marketing service agreements are illegal. We have a provider that is proposing a third-party agreement. He says this arrangement is not a marketing service agreement and is therefore legal. Your thoughts?
12/13/2020
What has happened to flood penalties in 2020?
12/06/2020
Can we provide football tickets to local realtors?
