03/06/2016
Would you have a sample identity theft (red flag) risk assessment you could share with me?
10/26/2009
If a customer endorses a check "without recourse" can the bank still take recourse against the deposit account if the check is returned?
08/10/2009
Our consumer lenders and marketing departments have figured out a way to increase car loan volume. For newer cars and requests greater than $5,000 they'll offer gas coupons. For customers who don't qualify for the government's Clunkers Program, this may be an incentive to choose us for borrowing. What issues do we need to watch?
12/08/2008
Among credit risk, market risk and operational risk, developing a good operational risk management program seems to be the most challenging. Can't our existing compliance processes (e.g., AML, Red Flags, GLBA, etc.) contribute to operational risk management?
11/03/2008
What individual risk assessments is a bank expected to perform? How do the individual risk assessments fit together with an "enterprise risk assessment"?
10/27/2008
10/27/2008
03/17/2008
Is it illegal for customers to put cash in their safe deposit box? Is there a specific law or is it just bank policy?
07/01/2006
12/01/2003
We open renters' security deposit trust accounts. Do we need to verify the tenant's ID and check his/her name against the OFAC list? I know that for the landlord we have to do this. Is it sufficient to just keep the W-9 on the tenant?