The loan estimate must be delivered or placed in the mail not later than the third business day (general rule) after receipt of the consumer's application. As long as you can document that the email was sent not later than the third business day you will be fine.
How is the "In 5 years" disclosure completed for short-term construction loans?
For a home improvement loan, is the Purpose = Home Equity?
How is interest estimated for a multiple advance construction loan?
When do we disclose Property Value instead of Sales Price?
Do temporary construction loans need to receive either a Loan Estimate or a Closing Disclosure?
What is the “one-click away” rule for electronic advertisements?
When I have fraud on an account, I send out fraud documents to the member and require they be signed and returned before we can get credit back. If the member never signs the documents and time expires to do this, does the credit union have any recourse for the member, can we charge it back to them legally or does the credit union have to take the loss? What should be done?
Our customers who want e-disclosures click on an “Enroll Me” link. Is that good enough for compliance?
Based on the CFPB's latest semiannual report, what are examples of topics of critical importance to the Bureau right now?