06/04/2017
1. We missed a stop payment and paid the check two days ago. Can we still return the check?
05/28/2017
1. Can a depositor stop payment on a check that was presented for payment on the previous business day, overdrawing the account?
05/21/2017
If we get a claim that one of our cashier’s checks is lost, and pay the claim before we have to, what would happen if the original check shows up and we returned it as a “stopped payment”?
05/14/2017
Mutilating the MICR line of a check doesn't help in the Check 21 environment. So what do we do to prevent a stopped check from being presented again?
10/02/2016
We don't cash checks payable to corporations, but can a corporation use the "cash back" portion of its deposit tickets to obtain a portion of a deposit back in cash?
09/25/2016
I’ve always heard the bank president should reply to complaints. Why is it best for the president to do this?
09/25/2016
Our bank by mail teller has received a check payable to "John Jones, account 1234567." The account number is valid, but it belongs to a different depositor. John Jones banks with us, but he has a different account number. Whose account should we credit?
09/25/2016
Our customer is in a nursing home and her daughter, who has been given a power of attorney, wants to deposit her mother's Federal tax refund check. How should she endorse the check, and can she deposit it to her mother's account?
09/18/2016
Does the UCC cover all types of checks?
09/18/2016
Minors in our state can open deposit accounts. Can our bank refuse to open a checking account for a minor unless it is jointly owned with an adult family member?