We have a customer who we recently refunded $630 of Returned NSF Fees and Continued Negative Balance Fees to after stating the items came thru sooner than scheduled (Reg E). The account went positive for one day and has now been negative for 17 days since (62 days NSF last 12 months). She has another account that is currently positive but that account has also had 41 days NSF. Can we close her accounts due to account abuse or failure to maintain account in a responsible manner?
If a personal checking is protected by a second personal checking (sweep) for the purpose of Overdraft Protection should the child account reflect the available balance of both accounts?
Have mobile deposits become subject to Regulation CC yet?.
Can a check made payable to a individual be deposited into a account titled in their living trust. Please help settle this dispute.
Must every bank make small business or small farm loans?