Most Popular Operations Content
You can’t change Reg E because you want to
08/13/2023
How can we shorten the time limits in regard to a customer reporting a problem in for Reg E? Our card agreement requires provisional credit in five business days, so we want the customer to be forced to notify us sooner.
RMD age is 73?
08/13/2023
What is the RMD age now?
Extended ID Theft Alerts
08/13/2023
If a customer is a victim of identity theft, they notify credit bureau. The bureau places an initial alert for 90 days. Does the bureau automatically extend the alert for 7 years or does consumer have to request that?
Requirements to be in a Phone Directory?
08/13/2023
Are there any regulatory requirements for an FDIC insured bank to publish it's phone number in the yellow pages or any other publicly available phone directory?
Business Accounts and TISA
08/13/2023
If we provide Reg DD disclosure data such as the APY on business account periodic statements, would that require us to follow the other Reg DD requirements such as providing subsequent disclosure notices if we change an account service charge? Our host system is tying accounts together based on Social Security Numbers and Reg DD is triggered by the CIF and not by the individual accounts.