Is there a regulation or some policy and procedure for banks to follow when closing out an account that has been overdrawn for a prolonged period of time?
On a joint account do both account owners have to sign a change of address form to have the address changed, or can either make the change?
A customer deposited (4) Traveler's Express Money Grams and International Money Orders into his/her account. The checks are payable to a bank located in the U.S. Can these types of items be treated as non-local checks?
What determines the "Funds Availability" on deposits transmitted into the bank using a Remote Deposit Capture system?
Is a bank required to give advertising disclosures when notifying customers of available overdraft balances at ATMs?