Most Popular Operations Content
Red Flag Ruling: Two Forms of ID
07/21/2008
We ask for two forms of ID now for opening accounts. Is that sufficient as it pertains to the Red Flag Ruling?
Roth IRAs - Withdraws Taxable?
07/21/2008
Are Roth IRA contribution withdraws taxable?
Trigger Terms on Rehab Loans
07/21/2008
We want to advertise loans to rehab properties and to finance/refinance rental properties. What Reg Z trigger terms should we watch for or do they even apply?
Changing Deposit Account Terms
07/21/2008
We advertise Money Market Accounts. In the past, we have not advertised that there was any fee for exceeding the maximum number of transactions, "you are allowed six withdrawals per statement cycle, no more than three of which may be by draft, check, money order...." We plan to include a fee for excessive withdrawals now. Do we have to state this in our ads?
Using Currency in our Ad
07/21/2008
Our marketing department is considering an ad where we'll advertise money for gas on new car loans. We are considering using a $20 bill or changing a $20 bill so that it has the bank name on it and advertises the product, but resembles currency. What are the rules that impact this?