What did the Department of Justice issue on January 4, 2018, that impacted banking marijuana-related businesses?
What is the DOJ's position on ADA website compliance under the Trump Administration?
How do I title Chapter 7 Bankruptcy?
I have a question about a writ of execution. Our bank is in the state of Pennsylvania. If we receive a writ of execution on an individual and they have a joint account may we put a hold on that account if the other person is not listed on the writ of execution?
Regarding the following question I read today, would it be okay for a bank to charge the overdraft fee if the customer HAD opted in - even though the
account had a positive balance when the transaction was approved? Or, does this fall in line with the UDAP statement from the agencies?
Can we charge an overdraft fee for a one-time debit card transaction that overdraws an account of a customer who has not opted-in if there were
sufficient funds at the time of authorization but not at the time the transaction posts?
No. The rule does not include any exceptions for card transactions that overdraw an account. The rule at its simplest is, "No opt-in, no overdraft
What is an example of a rule we can expect the CFPB to propose this year?
What if the court-order says guardian cannot withdraw without court-order?
Why do we tell our tellers not to cash checks payable to businesses that bank with us?
What happens when a “BTT” is identified an a BSA exam?
Family members of one of our customers came in to let us know our customer (sole-owner account) passed away; we now have a copy of the death certificate. The day after this happened, an SSI payment came into the account. Do we wait for the Government to reclaim the payment or should we return it?