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2017 Loans Closed In 2018-Fields Missing

Answered by: 
Jim Bedsole

Question: 
For 2017 loans that closed in 2018 and the fields that didn't exist in 2017 (credit score, age, etc.), are we reporting "NA" for these fields if we don't have the information for it, or if we do have the information are we given the option to report if we want to? Is there another option?
Answer: 

For an application taken in 2017 that closed in 2018, the only fields you don't have to report on just as if you had taken the application in 2018 are the disaggregated demographic information fields. If you don't have information for any of the other fields, you need to gather it.

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First published on 05/27/2018

Filed under: 
Lending
Filed under lending as: 
HMDA

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