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2020 Regulatory Alert: CFPB Regulatory Initiatives

Question: 
What are current CFPB Regulatory Initiatives?
Answer: 

The CFPB is focused on several "Regulatory Initiatives", including:
• Qualified Mortgage Definition (Replacement of QM Patch)
o This could fundamentally change mortgage origination market.
o The objective would be to expand QM safe harbors beyond agency loans and encourage more innovation.
• Small Dollar Lending, e.g., Payday and Title Loans
o We may be approaching the last of the CFPB’s efforts to regulate payday /title lending.
• Debt Collection
• HMDA (public disclosure)
• Business Lending Data
• PACE

Attend this webinar to discover additional CFPB focus areas in 2020, and learn how to combat CFPB enforcement actions.
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Learn more about Carly Souther’s webinar New CFPB Expectations: Compliance in 2020

First published on 05/03/2020

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