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2020 Regulatory Alert: CFPB Regulatory Initiatives

What are current CFPB Regulatory Initiatives?

The CFPB is focused on several "Regulatory Initiatives", including:
• Qualified Mortgage Definition (Replacement of QM Patch)
o This could fundamentally change mortgage origination market.
o The objective would be to expand QM safe harbors beyond agency loans and encourage more innovation.
• Small Dollar Lending, e.g., Payday and Title Loans
o We may be approaching the last of the CFPB’s efforts to regulate payday /title lending.
• Debt Collection
• HMDA (public disclosure)
• Business Lending Data

Attend this webinar to discover additional CFPB focus areas in 2020, and learn how to combat CFPB enforcement actions.
Learn more about Carly Souther’s webinar New CFPB Expectations: Compliance in 2020

First published on 05/03/2020

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