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Aggregated and Disaggregated Data

Answered by: 

Question: 
If an applicant chooses not to provide the borrower demographic data do we still collect it based on visual observation and surname?
Answer: 

The borrower demographic data now includes aggregated (major categories) and disaggregated (subcategories) for race and ethnicity. The aggregated data is collected based on visual observation and surnames, the disaggregated data is not.
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Learn more about Jack Holzknecht’s webinar What You Need to Know About the 2020 Uniform Residential Loan Application

First published on 06/21/2020

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