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APR Affected by Escrow Fee?

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Question: 
Does the escrow fee affect the APR? Can you provide a list of fees that affect the APR?
Answer: 

The escrow fee is a prepaid finance charge and will increase the APR. The OCC has a Finance Charge chart that has a good list of fees. You can find it on page 95 of their TIL Handbook.
First published on BankersOnline.com 11/17/03

First published on 11/17/2003

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