Answer:
Although state law may have some specific wrinkles on this topic, it is usually possible for each owner of a joint account to name an authorized signer. State law might have a requirement that the other joint owner be notified, which seems prudent in any event. It is usually not possible for one joint owner to remove the other owner's authorized signer, except by closing the account.
First published on BankersOnline.com 8/12/02