Available balance and “must pay” items

Answered by:

Question:

What are examples of “must pay” items that a bank may subtract from an account’s available balance?

Answer:

A non-exhaustive list of “must pay” items includes authorized ATM withdrawals and debit card payments, checks on the account cashed at the drawee bank, certified checks, garnishments or levies against the account, or the bank’s exercise of a setoff right against the account.
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