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Blank Loan Applications on Hand

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Are banking lenders required to have blank loan applications (1004) available upon request for mail-in applications, when we only take applications via internet or call center? We currently have them available, but would like to discontinue.

No, you are not required to accept any application by any means other than specified in your policy and procedures. However, make sure you don't have a loan officer or other employee that slips one by, because once you do, you will then accept mail-in applications.

First published on 6/28/10

First published on 06/28/2010

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Filed under lending as: 

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