Answer:
As a practical matter, if Joe cancels Sally's card on their joint account, Sally can ask for another. Joe and Sally have a joint account, and there's no contractual reason for Joe to have access privileges "better" than Sally's. If Sally's consistently creating problems with misuse of her card, the bank can "pull the plug" on further use, however, and refuse to reissue it.
First published on BankersOnline.com 7/2/12
print
share