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Ch. 7 and Notice to File Claims

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Question: 
Our bank has a customer who filed Chapter 7 No Assets, and it has been recently discharged. We have a second mortgage on her home; she has never been late on her payments and a re-affirmation agreement was not signed. Last week we received a "Notice to File Claims" because she has assets. She continues to make her payments on this loan. Are we to file a claim? I am not sure how to handle this. We also cannot find that she exempted the bank from her bankrupcy.
Answer: 

This is not a question for anyone except your legal counsel.

First published on BankersOnline.com 12/13/10

First published on 12/13/2010

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