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Charge EOM Fee to Reg E Opt-Out OD Account?

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Question: 
Our bank charges a $25 EOM overdraft service charge fee for any account that have been overdrawn within the statement cycle. My question is, are we allowed to charge a $25 EOM fee to a Reg E opt-out account that was overdrawn by a one-time or point of sale item? The bank did not charge for the item but still does charge at the EOM maintenance fee for being overdrawn.
Answer: 

It would not be allowed.

First published on 07/01/2018

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