Answer:
"One zero zero" is readily understood to be a spelled-out recital of the digits in 100. I think it's acceptable. Section 3-114 of UCC indicates "If an instrument contains contradictory terms, typewritten terms prevail over printed terms, handwritten terms prevail over both, and words prevail over numbers."
I see nothing contradictory in the terms of this check. Not what you'd normally expect to see, but not contradictory.
I did see a good example of contradictory terms on a check last week. The amount in figures was $100.00. The amount in words read "One -------- 00/xx". I'd argue the valid amount on this check was $1 exactly.
While we're on the topic, what about the check that has amount in figures, with the space for words blank? There's nothing that requires a check to have the amount expressed twice (think back to the last time you got a U. S. Treasury check).
First published on BankersOnline.com 8/12/02
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