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Counting the units for HMDA reporting

Is there a difference in reporting the total units for two single family homes vs a duplex where both units secure the loan but are contained in the same “property”? Sometimes the duplex will have separate deeds for the units, other times it is on one deed if there is one owner.

In each of these situations, total units will be 2, assuming no other dwellings secure the loan.
Learn more about Kathleen Blanchard’s webinar HMDA Tips and Year End Prep

First published on 10/27/2019

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