I assume this refers to the act of repossessing vehicles and the need for a court order/approval. I would opine that if the collateral is voluntarily given to the bank these rules would be excepted. But I would require a form, approved by counsel, to be signed by the servicemember wherein they acknowledge this is being done by them and of their free will. The SM is the one who would object to any repossession and they obviously are not doing that, assuming there is no coercion. That is what I would want in the form of evidence that to not accept may mean the property would otherwise be abandoned and potentially harmed and devalued. I’ve not seen any official legal opinion or regulatory guidance on this.