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CRA options for small banks

We are a small bank for CRA and do not collect gross annual revenue for some of our small business lending products. What is the best thing to do for CRA audits and exams to analyze our data?

Small banks have an option not available to Intermediate Small and Large banks: you can analyze the distribution by loan size as a proxy for income or revenues of the borrower. Look at your loans of $100,000 and less.
Learn more about Kathleen Blanchard’s webinar CRA Success: Business and Ag Lending

First published on 11/24/2019

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