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Credit Check on Spouse Who's Not on the Loan?

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Question: 
Can you check credit from the credit bureau on a spouse if the borrower is married, but the spouse is not on the loan request?
Answer: 

Only if you are located in a community property state, otherwise you have no legitimate business purpose to pull the spouse's credit report.

First published on BankersOnline.com 11/21/2005

First published on 11/21/2005

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