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Deadline for TRID's Loan Estimate

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Assume we have a real estate application with all six needed items received on the weekend when business is closed. We open only Monday - Friday but it could come in electronically. Is the deadline for TRID's loan estimate Wednesday or Thursday?

If your offices are closed, there's no one there to receive the application, right?

If that's the case, even if the application "arrives" be email over the weekend, you treat it as received on Monday (or Tuesday, if Monday is part of a long weekend). If you receive the application on Monday, the Loan Estimate has to be provided or placed in the mail by Thursday.

First published on 05/31/2020

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