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Demographic Data Gathering

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Will a financial institution that is newly exempt from HMDA closed-end reporting stop gathering demographic data?

No. Continue to collect under HMDA rules until June 30, 2020. As of July 1, 2020, Regulation B rules will apply and the alignment rules for HMDA and Reg B would also be in effect. These rules allow a financial institution to follow HMDA demographic data gathering in certain circumstances.


Learn more about Kathleen Blanchard’s webinar New HMDA Changes

First published on 05/24/2020

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