Skip to content

The Difference Between REMA and Assessment Area

What's the difference between a REMA and an Assessment Area?

Both REMA and Assessment Area refer to geographic areas a financial institution serves. Understanding this geographic area is necessary when analyzing an institution's data for compliance, and evaluating performance compared to peers.

"REMA" stands for Reasonably Expected Market Area, sometimes shortened to just Market Area. It is used when discussing Fair Lending analysis, particularly Redlining. "Assessment Area" is used in CRA analysis.

To learn more, check out this recent blog.

TRUPOINT Partners provides regulatory compliance solutions and services to more than 450 financial institutions nationwide. We specialize in risk assessments, data analysis, geo-coding and consulting for BSA/AML, CRA, Fair Lending, HMDA & UDAAP compliance. To learn how we can help you achieve your compliance goals, visit, call 704.401.1730, or email

First published on 11/13/2016

Filed under: 
Filed under compliance as: 

Banker Store View All

From training, policies, forms, and publications, to office products and occasional gifts, it’s available here:

Banker Store

hot right now

image description

Looking for effective, convenient training on a particular subject?

BOL Learning Connect offers more than 200 courses ON-DEMAND or on CD ROM from AML to Reg Z and every topic in between.

Search Topics