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Difference Between Rephasement & Restructuring?

Question: 
What is the difference between rephasement & restructuring?
Answer: 

by Randy Carey: That would be hard to say as I have never seen the term "rephasement" in any regulatory release that I have read.

Answer: 

by Kathleen Blanchard: Rephasement appears to be a term used in banking in India; it apparently relates to changes to the payment schedule only, not the payment amounts.

It would be advisable to refer to credit policy and to the bank regulator's published guidance for specific definitions.

First published on 02/17/2014

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