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Difference in Points and Origination Fees

Answered by: 
Lucy Griffin

Question: 
Is there a difference in points and origination fees? Should they both be reported on the 1098 tax form?
Answer: 

Generally, points and origination fees are two terms for the same charge. It is a cost, based on the loan amount, for originating the loan.

First published on BankersOnline.com 2/09/04

First published on 02/09/2004

Filed under: 
Lending
Filed under lending as: 
Fees

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