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Discrimination against the majority

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Has there been a case where a lender tried so hard to assist minority applicants that it had a fair lending issue with majority applicants?

Yes. The OCC cited a $7 million bank in Maryland in 2013 because loan policy favored minorities and women as it inadvertently charged higher rates on white males and married couples. Discrimination is a two-way street and what’s fair is fair for all.


Learn more about Andy Zavoina’s A-Z of Reg B

First published on 06/13/2021

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