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Does Your Bank Qualify to Use the Simplified Capital Rules?

Question: 
What is required for my bank to qualify as an organization that can opt into the Community Bank Leverage Ratio (CBLR) Framework?
Answer: 

Qualifying community banking organizations may elect to use the CBLR framework if they:
• Maintain a leverage ratio greater than 9 percent
• Have less than $10 billion in average total consolidated assets
• Have off-balance-sheet exposures of 25 percent or less of total consolidated assets
• Have trading assets plus trading liabilities of 5 percent or less of total consolidated assets
• Are not an advanced approaches banking organization

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Learn more about Carly Souther’s webinar New Regulatory Capital Rules for Community Banks

First published on 11/17/2019

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