Answer:
Qualifying community banking organizations may elect to use the CBLR framework if they:
• Maintain a leverage ratio greater than 9 percent
• Have less than $10 billion in average total consolidated assets
• Have off-balance-sheet exposures of 25 percent or less of total consolidated assets
• Have trading assets plus trading liabilities of 5 percent or less of total consolidated assets
• Are not an advanced approaches banking organization
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Learn more about Carly Souther’s webinar New Regulatory Capital Rules for Community Banks