by Dan Persfull:
If they have not acknowledged receipt of the appraisal then electronic delivery is the same as snail mail (assuming they have provided E-consent). The disclosure is assumed received 3 business days after delivery and then 3 business days after receipt before the loan can close.
by Randy Carey:
Just a note, it is not required by TRID and for requirements for the electronic delivery of appraisals, they should refer to Regulation B 1002.14(a)(5).