Answer:
The correct one will depend on who is your primary regulator. If you are a national bank, then the OCC is correct. If you are a state non-member bank, then the FDIC is correct. If you a state member bank, then you need one that indicates the FRB and if you are a thrift or S&L you need one that indicates the OTS.
First published on BankersOnline.com 2/11/08